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It's a must read! It changes your perspective on things. Jul 21, Greg rated it did not like it. This book sucks. It's a long commercial for Eker's seminars and network marketing businesses.
I read a lot of this kind of make-a-million book, and I'm not cynical, so trust me. Eker relates 19 differences in thinking between rich and poor people.
But there's a certain type of rich person who. He mixes practical though vague and tired wisdom with neurolinguistic and mystical crappola.
You can have a better vers This book sucks. You can have a better version of this book by listening to old Jim Rohn talks on YouTube.
In fact, Eker seems to have lifted a good deal of his material from Rohn. For example, Rohn said "How high does a tree grow?
As high as it possibly can! Trees don't grow halfway, only people do less than they can. This is not the only example.
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Nov 07, Jason Navallo rated it really liked it. Good read for anyone who wants to become successful. I read it in a couple of days on the train. I learned quite a few things, but I wish there were more examples in the book, and a little more information about the author's career.
Mar 12, Cristian rated it did not like it. I laughed so much reading this book. This is more like a bible book which you should read once a month and spread the word of Eker to of your friends.
Also there isn't a single practical financial advice that anyone could use from it. Every now and then there are some lame testimonials of people who attended this guy's seminaries and dramatically changed their lives.
The book is mostly an attempt of brainwashing it's readers into going to the seminaries which are mentioned a LOT. Don't read this I laughed so much reading this book.
Don't read this book before you buy a nice mirror which you can convince daily that you have the mind of a millionaire by touching your head with your forefinger.
Jun 25, Sergiu Floroaia rated it it was ok. A few quotes for your Instagram photo on a yacht. Oct 22, Jay rated it really liked it. It's also about contributing to others.
It's about living true to your mission and reason for being here on this earth at this time. It's about adding your piece of the puzzle to the world.
Most people are so stuck to their egos that everything revolves around me, me, and more me. But if you want to be rich in the truest sense of the word, it can't Secrets of the Millionaire Mind - Being true to your mission This is from the book - Secrets of the Millionaire Mind.
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Our Services. MarketScreener Portfolios. Add to my list. TELUS reports operational and financial results for second quarter Below are select highlights of the steps we are taking: Offering flexible payment options for consumers and small business customers who have been financially affected by the pandemic.
Deferring planned price increases and extending promotional periods. Delaying suspensions, cancellations and write-offs for our customers who were in collections, and accepting payment arrangements.
Waiving wireless roaming fees up to April 30, , and home internet overage charges for customers without unlimited data plans up to June 30, Providing families currently participating in our Internet for Good program with a credit for free service and recently expanding the program to people living with disabilities who receive financial disability assistance from the provincial governments in British Columbia, Alberta and Quebec.
Expanding our Mobility for Good program to hospital workers, providing a credit for wireless service to frontline healthcare workers at hospitals across the country that have been significantly impacted by the COVID pandemic.
Donating over 14, devices and tablets to enable isolated seniors, hospitalized patients and vulnerable Canadians stay connected.
Launching our StandWithOwners initiative to support Canadian small businesses. Avoiding layoffs by redeploying front line team members, including those directly impacted by store closures, into other areas of the business requiring additional support.
Reallocating our capital expenditures in to provide Canadians with the network speed, reliability and coverage and to stay connected as well as accelerating our PureFibre capital investments in Calgary.
Empowering team members to continue to be productive while working from home by providing alternate arrangements to balance COVID pandemic-related impacts, such as school closures Ensuring the health and well-being of our team members by implementing strict hygiene and physical distancing standards for the remaining employees who continue to work at TELUS premises or in a customer-facing role, both domestically and internationally.
All information pertaining to shares outstanding and per-share amounts in this news release for periods before March 17, , reflects retrospective treatment of the two-for-one share split 4 Capital expenditures include assets purchased, excluding right-of-use lease assets, but not yet paid for, and consequently differ from Cash payments for capital assets, excluding spectrum licences, as reported in the interim consolidated financial statements.
Refer to Note 31 of the interim consolidated financial statements for further information. Effective for the third quarter of , with retrospective application to the launch of TELUS-branded security services at the beginning of the third quarter of , we have added security subscriber connections to our total subscriber connections.
December 31, security subscriber connections have been increased to include approximately , subscribers related to our acquisition ADT Security Services Canada, Inc.
ADT Canada acquired on November 5, Device financing programs, which provide transparency of full device costs resulting in customers deferring device upgrade purchases also contributed to the decrease.
This decrease reflects the impacts caused by the COVID pandemic including: i changing customer behaviour related to travel restrictions, as well as our decision to temporarily waive roaming charges for customers in response to the pandemic; ii the closure of 90 per cent of our conventional retail stores for an undetermined period of time, which hindered customer opportunities for device upgrades and the upgrade or selection of higher-tier plans; iii decreases in chargeable data usage as more people work from home and offload their mobile devices onto Wi-Fi networks; and iv our decision to temporarily waive late payment charges, partly offset by: v increased chargeable voice usage revenue primarily generated in the early stages of the COVID pandemic prior to the easing of certain related restrictions.
Mobile phone ABPU was also impacted by continued declines in chargeable data usage, and the impact of the competitive environment putting pressure on base rate plan prices in the current and prior periods.
Mobile phone ABPU declination was partly offset by growth resulting from our combined TELUS Easy Payment device financing, Peace of Mind endless data plans and TELUS Family Discount offerings, which we introduced at the beginning of the third quarter of , with customers selecting plans with endless data or larger data buckets and higher-value smartphones in the sales mix.
Mobile phone ARPU also continues to be impacted by the continued trend of declining chargeable usage and the impact of the competitive environment putting pressure on base rate plan prices.
These declines more than offset the increased number of customers selecting higher-tier plans with endless data or larger data buckets.
Mobile phone churn rate was 0. Mobile phone gross additions were ,, reflecting a decrease of 68, compared to the same period a year prior.
This decline is reflective of reduced customer-switching activity between carriers and the closure of certain conventional sales channels for an undetermined period of time in response to the COVID pandemic.
The decline more than offset growth in the Canadian population, successful promotions and expanded channels, including enhancing the use of our digital footprint.
Total subscriber net additions were 94,, compared to , in the prior year. Mobile phone net additions were 61, in the second quarter of , a decrease of 21, Mobile connected device net additions of 33, as compared to 72, in the second quarter of , as growth in our consumer health personal emergency response system devices was more than offset by lower IoT gross additions from reduced business customer activity.
This was partially offset by higher equipment margins and enhanced cost efficiency programs in response to the COVID pandemic. This growth was partly offset by a 5.
Data services revenue growth was driven by a combination of higher revenues from our diverse portfolio of solutions, including our TI customer care and business services which included contribution from our acquisition of Competence Call Center CCC , growth in business volumes from both expanded services and customer growth, partly offset by temporary disruptions due to government-mandated site closures in response to the COVID pandemic.
Increased revenues from home and business smart technology including security which included contribution from our acquisition of ADT Canada, internet and third wave data services, and TV also contributed to growth.
Additionally, this growth was driven by increased revenues from our virtual care solutions. This growth was partly offset by impacts resulting from the COVID pandemic, including a decline in health revenue mainly from the temporary closures of our conventional Medisys and Copeman clinics for all non-essential services and reduced health benefit claims, in addition to lower revenue from business customers as they redeploy their resources.
Data services revenues growth was also impacted the ongoing decline in legacy data service revenues. Internet net additions of 37, improved by 12,, due to continued net new demand from consumers and businesses as we keep our customers connected through offering a range of installation options including virtual installations, as well as improved churn resulted from our customer first initiatives and retention programs and reduced switching activity between providers due to the COVID pandemic.
Additionally, we continued our focus on connecting more homes and businesses directly to fibre. TV net additions were 8,, a decrease of 8,, mainly due to lower gross additions as a result of the impact of the COVID pandemic and the changing landscape of increased streaming services, partly offset by lower customer churn rate from strong retention efforts and reduced switching activity due to the COVID pandemic.
Security net additions of 12,, reflecting an increase of 1,, was driven by strong organic growth as we keep our customers connected and protected through offering a range of installation options and demand from our bundled product offerings.
Residential voice net losses of 10, increased by 1, compared to the same period a year ago. The residential voice subscriber losses continue to reflect the trend of substitution by wireless and internet-based services, partially mitigated by our expanding fibre footprint and bundled product offerings and our strong retention efforts, including lower-priced offerings.
This decrease reflects: impacts from the COVID pandemic including the temporary capacity disruptions in our TI business due to government-mandated site closures, the impacts to our health business from the temporary closures of Medisys and Copeman clinics and reduced health benefit claims, customers first initiatives including temporary overage waives, and increased bad debt expense.
As well, lower Adjusted EBITDA in the second quarter of was impacted by continued declines in legacy voice and legacy data services, higher employee benefits expense mainly from business acquisitions and to support TI revenue growth, and a decline in the EBITDA contribution from our legacy business services.
These factors were partly offset by an increased contribution from the TI acquisition of CCC, expanded services for existing customers and customer growth, growth from our home and business smart technology including security , and higher internet margins.
Risks and uncertainties that could cause actual performance or events to differ materially from the forward-looking statements made herein and in other TELUS filings include, but are not limited to, the following: The COVID pandemic including its impacts on our customers, our team members and our communities, as well as changes resulting from the pandemic to our business and operations including to the demand for and supply of the products and services that we offer and the channels through which we offer them.
Regulatory decisions and developments including changes to our regulatory regime the timing of announcement or implementation of which are uncertain or the outcomes of proceedings, cases or inquiries relating to its application, including but not limited to those set out in Section 9.
President Donald Trump permitting the Secretary of Commerce to block certain technology transactions deemed to constitute national security risks and the imposition of additional licence requirements on the export, re-export and transfer of goods, services and technology to Huawei Technologies Co.
Operational performance and business combination risks including: our reliance on legacy systems and ability to implement and support new products and services and business operations in a timely manner; our ability to manage the requirements of large enterprise deals; our ability to implement effective change management for system replacements and upgrades, process redesigns and business integrations such as our ability to successfully integrate acquisitions, complete divestitures or establish partnerships in a timely manner and realize expected strategic benefits, including those following compliance with any regulatory orders ; our ability to identify and manage new risks inherent in new service offerings that we may provide, including as a result of acquisitions, which could result in damage to our brand, our business in the relevant area or as a whole, and additional exposure to litigation or regulatory proceedings.
Data protection including risks that malfunctions or unlawful acts could result in unauthorized access to, change, loss, or distribution of data, which may compromise the privacy of individuals and could result in financial loss and harm to our reputation and brand.
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